Crypto in.A private card out.

Open an account with an email and a password. No name, no ID, no documents. Deposit crypto, issue a virtual card from your balance, and spend it.

Illustration. Truefer never stores a full card number.

No ID
documents requested
Crypto
funds your balance
Totals
shown before you confirm

From a deposit to a card.

Confirmations and fees stay visible along the way, so you always know what is waiting and what it costs.

  1. Step 1: Deposit crypto

    Pick an asset and a network, then send to the address we show you. The deposit is credited once the network has confirmed it.

    What can be deposited is shown in your dashboard.

  2. Step 2: Issue a card

    Choose a card program and read every fee line before you confirm. The amount is reserved from your balance and the card is issued.

    Freeze, unfreeze or close it whenever you like.

  3. Step 3: Spend

    Use the card number at checkout wherever the card program is accepted. The full number is shown only when you ask, and hidden again shortly after.

    Acceptance depends on the card program and the merchant.

When you fund a card. When you fund a card, the amount is reserved first. If the card service confirms, the funding completes. If it fails cleanly, the reserved amount returns to available. If the result is unclear, the amount stays reserved until the platform can confirm what happened.

No name. No ID. Here is exactly what we hold.

Truefer is built to ask for less. This is the full list of what an account contains, and the list of what we never ask for.

Read the privacy notes

An account holds

  • An email address

    To sign in and to send sign-in codes. Not used for marketing.

  • A password, as a salted hash

    We cannot read it back. With Google sign-in we keep the email Google gives us.

  • Your ledger and your cards

    Deposits, fees and card funding as entries; each card's status and last four digits.

  • The name you pick for a card

    Shared with the card program to issue the card, along with the amount and an order reference.

We never ask for

  • Your legal name
  • A home address
  • A date of birth
  • A phone number
  • Identity documents

No documents is not the same as anonymous. An email is still an account, the blockchains are public, and Truefer may apply its own checks or decline a card.

Fund with crypto.

Deposit major coins and stablecoins on popular networks. A coin is tied to its network, so you choose them together.

  • Choose the coin and the network together

    The same symbol on a different network is a different deposit. The dashboard shows the deposit address for the pair you pick.

  • What is available is shown in your dashboard

    Which coins and networks accept deposits can change. The dashboard shows what is open when you deposit, and marks the rest as closed.

  • When a deposit counts

    A deposit is credited after the platform has checked the network, the recipient address, the token contract, the amount, and the confirmation count. A transaction hash on its own is not treated as a deposit.

Fees you see before you confirm.

There is no subscription to hold a balance. The fee is its own line on the confirmation screen, with the exact total shown before you confirm.

How fees are shown

The confirmation screen

  • Card program and amountyour choice
  • Feequoted
  • Total reservedexact amount

The server prices the quote, not your browser. On-chain costs for sending a deposit are separate.

  • Account

    No subscription

    Hold a multi-asset balance without a monthly plan.

    • Email and password
    • No identity documents
    • Balances come from the ledger
  • Virtual card

    Quoted first

    The issuance fee depends on the card program. You see it before the card is created.

    • One fee, quoted before you confirm
    • Freeze, unfreeze, and close
    • Transaction history
  • Funding

    Quoted first

    A funding fee can be a fixed amount, a percentage, or both. Network costs for the original deposit are separate.

    • Calculated before you confirm
    • The exact total is shown
    • Fees listed as separate lines

Your balance does not live on the card.

The ledger is the record of what you hold, and cards are funded from it. If the card service goes down, your balance is still there.

Security in plain words
  • The ledger is the balance

    What you hold is the sum of ledger entries. A deposit, a card funding, a fee, or a correction is a new entry. Past entries stay as they were written.

  • The card is not your balance

    If the card service is unavailable, your balance stays in the ledger. An outage does not erase or rewrite it.

  • Card secrets are not kept

    Truefer does not store the full card number or security code. They are requested when you ask to see them, hidden again shortly after, and never cached by your browser.

  • A money movement runs once

    Creating and funding a card carry an idempotency key, so a repeated or double-clicked request does not create a second movement.

Questions, answered directly.

KYC, deposits, merchants, and what happens if the card service is down.

All questions
What does Truefer do?

Truefer lets you deposit supported crypto, hold a multi-asset balance, and fund virtual cards from that balance. You can freeze, unfreeze, or close a card and read its transactions.

Is KYC required?

Not to open an account: an email and a password are enough, and Truefer asks for no identity documents. Truefer may apply its own checks. Truefer is not an anonymity product.

Which coins and networks can I use?

Major coins and stablecoins on popular networks. The same ticker on a different network is a different deposit. The dashboard shows which pairs are open when you deposit.

When is a deposit added to my balance?

After the transfer is seen on the correct network, to the correct address, for the correct token, and it reaches the confirmation level set for that pair. A transaction hash on its own is not enough.

Will a card work at every merchant?

No. Acceptance depends on the card program and the merchant. Truefer does not guarantee approval.

What if the card service is down?

Your balance remains in the ledger. A card service outage does not rewrite it.

Open an account with an email. Fund a card when you need one.

Deposits, balances and cards stay in one place. Merchant acceptance still depends on the card program.