What the platform actually does.

Opening an account does not require KYC. You sign up with an email and a password, deposit, and fund a card from your balance. Truefer is still an account product, not an anonymity product.

• No KYC at signup
• Email and password only
• No identity documents to open the account

The wallet is built for several assets, not a single stablecoin. ETH, USDT, USDC, BNB, TRX, and SOL are the initial set. An asset can be turned on or off without treating a ticker as one global coin.

• A separate balance for each asset
• Available and reserved amounts stay distinct
• The ledger is the record, rather than one editable number

You pick an asset and a network, then receive a deposit address for that pair. USDT on Ethereum and USDT on Tron are different deposits. The platform can tell who owns an address, which network it belongs to, and which token it is for.

• Ethereum, BNB Smart Chain, Tron, and Solana
• Native coins and tokens are configured separately
• Confirmation policy is set per network and asset

Create a virtual card through the card provider and move funds onto it from your available balance. Freeze or unfreeze it from the dashboard, and read card transactions beside it. A card stays with the provider that issued it.

• Issuance, funding, freeze, and unfreeze
• Card transactions in one list
• Merchant acceptance follows the card program

Card creation, card funding, and crypto withdrawals use fee rules. A rule can be a fixed amount, a percentage, or both, with a minimum and maximum where one is set. You see the result before you confirm. On-chain deposit costs stay separate from card fees.

• Shown on the confirmation screen
• Taken from the relevant balance
• Provider cost and platform fee stay separate in the books

Every change to what you hold is a ledger entry: deposits, card funding, fees, and later adjustments. History is append-only. If something needs a correction, the platform writes a compensating entry.

• Deposit states run from detected through credited
• Card status runs from creating through frozen or closed
• You can see which event changed the balance